Payment Policy for Muffycosmeticnie Jewelry

Effective Date: January 18, 2025

At Muffycosmeticnie, we strive to ensure a smooth and secure payment process for all of our customers. This Payment Policy outlines the accepted payment methods, transaction guidelines, and terms to help clarify and streamline your shopping experience. By purchasing from muffycosmeticnie.com, you agree to comply with the terms outlined below.

1. Accepted Payment Methods

To cater to a variety of preferences, Muffycosmeticnie accepts the following payment methods:

  • Credit and Debit Cards: Visa, Mastercard, American Express, and Discover.
  • Digital Payment Platforms: PayPal, Apple Pay, and Google Pay.
  • Bank Transfers: Available for select transactions. Please contact us at info@muffycosmeticnie.com to arrange.
  • Gift Cards and Store Credit: Redeemable only for purchases made on muffycosmeticnie.com.

All payments are processed securely via encrypted channels, ensuring your sensitive data is protected.

2. Currency

  • All prices listed on muffycosmeticnie.com are in United States Dollars (USD).
  • International customers are responsible for currency conversion fees or foreign transaction charges imposed by their card issuer or financial institution.

3. Payment Timing

  • Payment must be completed at the time of order placement. Orders will not be processed or shipped until payment is successfully confirmed.
  • Pending payments or delays due to technical issues may result in slower processing times.

4. Payment Security

  • Muffycosmeticnie employs secure payment gateways and SSL encryption to ensure your financial and personal information is fully protected.
  • We do not store sensitive payment details, such as credit card numbers, on our servers. For added protection, transactions undergo fraud detection and monitoring.

5. Invoice and Order Confirmation

  • Once your payment is successfully processed, you will receive a confirmation email from info@muffycosmeticnie.com. This email will include:
    • Your order number
    • Details of your purchase
    • Billing and shipping addresses
    • A receipt for your transaction
  • If you do not receive this confirmation within 24 hours, please contact us at (706) 217-6348 or info@muffycosmeticnie.com.

6. Failed or Declined Payments

  • If your payment fails or is declined, ensure your payment details are accurate and retry the transaction. Common issues include:
    • Insufficient funds
    • Incorrect billing information
    • Card expiration or unavailability for online purchases
  • If issues persist, please contact your financial institution or reach out to us for assistance at info@muffycosmeticnie.com.

7. Taxes and Additional Charges

  • Sales tax will be applied where required by law and will be calculated based on the shipping address entered during checkout.
  • For international orders, additional duties, taxes, or surcharges imposed by customs are the responsibility of the customer. These fees are not included in the purchase price.

8. Refunds for Canceled Orders

  • Refunds for canceled orders, if applicable, will be processed to the original payment method within 7–10 business days of the cancellation confirmation. Processing times may vary based on your financial institution.

9. Payment Disputes

  • If you believe there is an error with your payment or have questions about charges on your account, contact us immediately at info@muffycosmeticnie.com or (706) 217-6348.
  • For unauthorized transactions, we encourage you to notify your bank or payment provider as well.

10. Changes to This Policy

  • Muffycosmeticnie reserves the right to update or modify this Payment Policy without prior notice. Changes will be reflected on muffycosmeticnie.com, and your continued use of the website signifies acceptance of the updated terms.

11. Contact Information

For questions or concerns related to payments, reach out to our support team for assistance:

Thank you for shopping with Muffycosmeticnie! We are committed to ensuring that your transactions are secure, transparent, and convenient, giving you confidence and peace of mind when purchasing our fine jewelry.